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Replying to @dhh
The Wall Street regulator @NYDFS has opened an official probe into @GoldmanSachs over their black-box credit assessments for the @AppleCard following this profanity-laced thread 😬 bloomberg.com/news/articles/…
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I just wonder why this escalates - there is a CreditScore System in the US that is based on how much credit you use. We are here in the US for four month and my score is much higher than my wife’s because I use the card more for travel etc
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Replying to @mirko_novakovic
If you read the whole thread, that seems to be unlikely to be the correct explanation in this case.

Nov 9, 2019 · 11:02 PM UTC

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Replying to @stilkov
Don’t see anything against it. He only says that his wife has a higher TransUnion score but this is only one part. My TransUnion info shows me the score, my card limits, payment history, # of accounts-cards and card utilization.
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