Maybe it made high growth (no earnings) stock prices go up a bit too much? It's a theory I'm working on as we speak. Also, maybe Cathie Wood isn't all that great?

Start ups with bad economics made it farther then they should have and older companies headed for bankruptcy made it farther then they should have.

End of fractional reserve banking.

What will be obvious in the future will reflect the realities of the future, not the realities we see today. History is always views through the lens of the present, not the other way around. So this question in effect is asking to predict the conditions of the future.

Too poor? Just borrow more to get rich. Getting paid to borrow seems nonsensical even now.

Financial manipulation doesn’t work and can only last so long.

Lower rates means people need to save more, older workers retire later, younger workers move up more slowly, everyone’s career is extended.

A symptom of "value" produced by the financial industry versus true value creation

Bank Welfare. Everything comes from that. Don't make it more complex, that only helps the people that don't need it.

Negative interest rates leads to bank runs, cash hoarding, outlawing of cash, inflows into bitcoin, gold and other assets, and ultimately a financial catastrophe. If those are the foreseeable consequences, then why are people advocating for negative interest rates?