The problem is too much and too inefficient govt spending crowding out the middle class. The last 3 years was the highest govt spending since WW2. We spent much less to GDP in the 50's and 60's while being able to build things like infrastructure, interstate systems, etc.
I feel her pain. I was screwed over twice by "for profit" insurance. 1st time when my son was born with a birth defect and the 2nd when I found out my house that is only 35 years old has a crumbling foundation. It will take all the equity I have in the house to fix it. I'm done.