Still... you are always a step short of calling capitalism immoral.
To abuse Earth for profit is absolutely the highest level of evil. As is the concept of money itself. As is "property rights" that lead to homelessness via division.
had to go to eye specialist twice in 1 month, get letter in legalese from ins. co confirming yes Doc was in network, they approved x amount of charges, and no they will pay nothing as I haven't reached $5K ded.