1/ During a time of crisis a plan for getting out of it is imperative. But another factor is just as important. Fear & despair will come at you like a tsunami; it's your opponent as much as anything else. If you allow it to it will take you down. Learn to say"Get thee behind me."

You are so right, they is nothing to fear. What is the worst thing that can happen, face that and you will conquer your fear.