Are you saying that people who keep the speed limit should subsidize those who break them? Flip out around: The privilege of making the roads less safe for others, can be bought with higher premiums and payment of the occasional speeding ticket!

I’m saying my car punishes me regularly for “braking too hard” when I am doing so to avoid killing a cyclist

Uploading for my own insurance to get half the premium off? I can live with that, in fact i live right now with that. But uploaded by my car manufacturer for god knows who else to see? No, no, thanks, nope.

Even that is really gross :(

In your country, how much do you have to deposit to drive without insurance? I think it's £200k deposited to the MOT, in the uk. (bus companies do this sort of thing) I can only assume wherever you are is so sewn-up with laws that competing insurers can't get started up.

Where i live you can’t even take ownership of a car without having insurance. Driving without insurance here is very illegal AFAIK

Hello from NZ. My annual car registration costs £55. That includes all injury insurance, because we nationalised it years ago. And that means the fully comp cover on my 3.5V6 costs £280 a year.

I am jealous of your fees, but i will also note that it seems crazy it’s legal to drive around with *no* insurance there

Not just Toyota