Hey Oliver! Joint accounts are coming in the next month or so! We don't have a specific date yet but progress is going really well. You can follow along to see what's cookin' at @MakingMonzo if you like 👀

Any word on additional non-joint accounts?

Hey Daniel 👋 Hmm, what kinda non-joint accounts do you mean?

Basically I'd like a second "normal" account. I don't need a physical card for it, but it's not enough to use a Pot because I need a way for bills to come out of it, and payments to go into it, without my manual interference.

Giving pots their own account number would probably do?

Only if I could also schedule payments out of the pot directly, via bank transfer, DD, standing order, and possibly a "card number"

At which point, it's basically a second account, and so the separation of that makes more sense from an audit point of view anyway.

Interesting ideas, Daniel! We don't have any plans for a second 'normal' account yet, but the idea about scheduling payments out of Pots are something we're tentatively exploring. 😊

Frankly, until and unless I can get a second "normal" account (and ideally a linked savings service of some kind) I'm prevented from going fullmonzo simply because I need to keep an independently audited money trail for some of my stuff. I *could* leave that with Lloyds, but ugh.