googling 'security problems with zoom client' reveals a significant number of discussions around them mid to late last year though nothing more recently. Given some of the articles suggest it was design decisions rather than bugs in some cases, confidence in Zoom is low for me.
Sadly it's a combination of banks, clearing houses, and merchants. It'd be quite a pain.
Worth noting though that many combos of the above support > 30 quid for phones which are unlocked with a code or physical factor such as thumbprint.
If we can't run *together* we can at least encourage each other to run. Garmin will track runs in the challenge window (April) and we'll have a friendly competition :D
I'm making routes for running around near me because I don't want to risk running too far away in case I need to stumble home. Got a 10k route planned for today.