Beware of the unintended consequences. Who will your health data be shared with, disclosed to? With or without your positive consent? Shall we bet on this?

I wouldn't put a penny on it (if we still had pennies). Awaiting the inevitable messy breach before the companies smarten up.

Algorithmic determination of premiums based on detailed fitness data is bad bad bad. OTOH a policy discount for doing some exercise is not something I'm against. The cost savings will not just be for the insurance industry, the taxpayer will save big on healthcare costs.

I get your point. But I wonder: 1)how do I know how much are my data worth? If that discount is a fair consideration for the data? 2) how this will affect pre-existing conditions? A single spike in heartrate > no reimbursement of health costs years later? It's a slippery slope

Yup, that's sort of my point. I'm happy for an insurance company to know how often I go to the gym, but no granular data. I wouldn't trust how it will be used now or in the future. I also don't trust them to interpret it correctly.