The confusing part about online security is knowing *when* it's safe to give your SMS two-factor auth codes to a third party.

Jan 13, 2020 · 10:53 PM UTC

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Replying to @aaronpk
Umm. In what circumstances would you need to give a 2FA code to a third party? 😐
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you must not bank in the US 😉
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Replying to @aaronpk
Is it safe sometimes?!
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Nope, it's a trap! But it's also how most banking APIs work in the US 😭
Replying to @aaronpk
clearly a lot (several?) of us have never banked in the U.S., would you mind giving a 1-3 sentence synopsis of the (horror of the) setup?