Is this a reference to the Cautious Hero anime / light novel? I could see Seiya playing a campaign like that.

If I got isekai'd into D&D, this would be me.

We tried that once. Goblins got tired of waiting, barricaded the outsides and lit the whole building ablaze from outside

My party killed a bar owner, we got caught stealing booze. We started operating the bar, and eventually got called to the king for questions about the missing bar owner. We said the dude just up and left after we broke a stool one night and he sold it to us for 500g We never left

Substitute that with chatty and this is my group.

Tavernkeeper: I got this rat problem- Party: I think the fuck not!

this has probably actually happened.